# Bipe and WhatsApp against scams · Bipe

WhatsApp has scam protection too. Here is what each one does today, scam by scam. What Bipe does not have yet shows as Coming soon.

## Fake relative scam

- **On WhatsApp**: A scam alert is in a limited test. You have to turn it on, and it checks only people who are not in your contacts.
- **On Bipe**: People who are not in your contacts arrive as a request. Scam warnings are on from the start. With the seal, the verified name shows next to the person's name, and a scammer cannot copy it.
  - Coming soon: Verified seal, Is that really Mom?

## A contact's account taken over

- **On WhatsApp**: The scam alert does not check messages from people in your contacts.
- **On Bipe**: Scam warnings check every message you get, also from people in your contacts.

## Account cloning by SMS code

- **On WhatsApp**: Your number is the account. Two-step verification and passkeys protect it, if you turn them on.
- **On Bipe**: Bipe does not use SMS codes to sign in. Whoever takes your SIM does not get your account.

## Pix, boleto and receipt scams

- **On WhatsApp**: The alert in test covers this too, only for people not in your contacts.
- **On Bipe**: A Pix code, Pix key, boleto or talk of a receipt in a message gets a warning that says what to do before you pay.
  - Coming soon: A pause before paying

## Your number on show

- **On WhatsApp**: Usernames have been arriving slowly since June 2026. You still need a number to create an account.
- **On Bipe**: You create the account without giving your number. People find you by your @, and nobody sees your number.

## Foreign law over your data

- **On WhatsApp**: Meta is American. Under US law (the CLOUD Act), it hands the US government the data it holds, even outside the US, when asked. Chats are end-to-end encrypted.
- **On Bipe**: Chats sit on servers in Brazil, run by Brazilian companies, and are end-to-end encrypted.

## Where WhatsApp is ahead

- Passkeys to sign in. Bipe still uses email and a password; the account on your phone with an 8-digit PIN is coming soon.
- A warning when someone tries to link your account to an unfamiliar device.
- A group summary when a stranger adds you to a group.
- Before you answer an unknown number, it shows the country and groups in common.
- In the first half of 2025 alone, WhatsApp took down 6.8 million scam-linked accounts.

## What Bipe cannot fix alone

Bipe protects only the chats that happen in Bipe. If your mother still uses WhatsApp, a scammer can write to her there. It works best when the family talks on Bipe. Then a request for money that arrives in another app stands out.

## Where this comes from

Researched on 12 October 2026, from what each company published and the press reported. The apps change fast. We update this page when they do.

- [Malwarebytes: WhatsApp is testing a new warning for scam messages (14 Aug 2026)](https://www.malwarebytes.com/blog/news/2026/08/whatsapp-is-testing-a-new-warning-for-scam-messages)
- [Forbes Brasil: WhatsApp ganha recurso de detecção de golpes por IA em versão beta (Aug 2026)](https://forbes.com.br/forbes-tech/2026/08/whatsapp-ganha-recurso-de-deteccao-de-golpes-por-inteligencia-artificial-em-versao-beta/)
- [MacMagazine: Meta anuncia novas proteções contra golpes no WhatsApp (11 Mar 2026)](https://macmagazine.com.br/post/2026/03/11/meta-anuncia-novas-protecoes-contra-golpes-no-whatsapp-facebook-e-messenger/)
- [Frances News: WhatsApp reforça proteção contra golpes e invasões (26 Aug 2026)](https://francesnews.com.br/post/2026/08/26/36543-whatsapp-reforca-protecao-contra-golpes-e-invasoes-veja-as-novidades)
- [Malwarebytes: Protect your WhatsApp account with new passkey and 2FA upgrades (Aug 2026)](https://www.malwarebytes.com/blog/news/2026/08/protect-your-whatsapp-account-with-new-passkey-and-2fa-upgrades)
- [tbreak: WhatsApp's new safety overview helps catch group chat scams](https://tbreak.com/whatsapps-new-safety-overview-helps-catch-group-chat-scams)
- [Anadolu: WhatsApp bans over 6.8M scam-linked accounts](https://aa.com.tr/en/science-technology/whatsapp-bans-over-68m-scam-linked-accounts-meta-says/3651720)
- [BleepingComputer: WhatsApp rolls out usernames to help users hide their phone number](https://bleepingcomputer.com/news/security/whatsapp-rolls-out-usernames-to-help-users-hide-their-phone-number)
- [US Department of Justice: CLOUD Act resources](https://www.justice.gov/criminal/cloud-act-resources)


## Download

- Install on iPhone: https://testflight.apple.com/join/KUnUX9Mz (Test version, through Apple TestFlight.)
- Android: coming soon: The Android version has not started yet. Leave your email and we will tell you when it is out. contact@envisioning.com

A project by Envisioning: https://envisioning.com