Bipe and RCS against scams

RCS is the messaging built into the phone, replacing SMS. On Android, the app is Google Messages. Here is what each one does today, scam by scam.

Fake relative scam

On RCS

Google Messages checks for scams with AI on the phone, on by default, in messages from people not in your contacts. Portuguese since February 2026, but Google does not say in which countries.

On Bipe

People who are not in your contacts arrive as a request. Scam warnings are on from the start. With the seal, the verified name shows next to the person's name, and a scammer cannot copy it.

Message requests, Scam warnings

Coming soon: Verified seal, Is that really Mom?

A contact's account taken over

On RCS

You can check a contact's encryption keys with a QR code. The check can lapse when the contact gets a new phone or SIM.

On Bipe

Scam warnings check every message you get, also from people in your contacts.

Scam warnings

Account cloning by SMS code

On RCS

Your number is the account, confirmed by SMS.

On Bipe

Bipe does not use SMS codes to sign in. Whoever takes your SIM does not get your account.

No SMS codes

Pix, boleto and receipt scams

On RCS

Scam detection covers job, delivery, fake bank, prize and investment scams, for people not in your contacts. Suspicious links are blocked.

On Bipe

A Pix code, Pix key, boleto or talk of a receipt in a message gets a warning that says what to do before you pay.

Scam warnings

Coming soon: A pause before paying

Your number on show

On RCS

RCS uses your phone number as your identity.

On Bipe

You create the account without giving your number. People find you by your @, and nobody sees your number.

Usernames, Link and QR code

Foreign law over your data

On RCS

Google is American and follows the same law (the CLOUD Act). Between Google Messages users, chats are end-to-end encrypted.

On Bipe

Chats sit on servers in Brazil, run by Brazilian companies, and are end-to-end encrypted.

Servers in Brazil, End to end

Where RCS is ahead

On-device AI scam detection, on by default. It covers job, delivery, fake bank, prize and investment scams.
Blocks suspicious links in scam messages.
Businesses with a badge verified by Google or a partner.

What Bipe cannot fix alone

Bipe protects only the chats that happen in Bipe. If your mother still uses WhatsApp, a scammer can write to her there. It works best when the family talks on Bipe. Then a request for money that arrives in another app stands out.

Where this comes from

Researched on 12 October 2026, from what each company published and the press reported. The apps change fast. We update this page when they do.